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Terms and Conditions

Gift card terms and conditions:
From 6pm 28 October to 30 November 2020, approved Gem Creditline and Gem Visa customers (Eligible Customers) who purchase products on Interest Free (using credit provided by Latitude Financial Services Limited) from participating Harvey Norman® New Zealand stores with a purchase of $1000 or more (Eligible Purchase) will be eligible to receive one (1) Harvey Norman® gift card (Gift Card). The applicable Gift Card value is based on the purchase price of the eligible purchase: spend $1,000 or more and receive a $50 Gift Card; spend $2,000 or more and receive a $100 Gift Card; spend $3,000 or more and receive a $150 Gift Card; spend $4,000 or more and receive a $200 Gift Card; spend $5,000 or more and receive a $250 Gift Card; spend $6,000 or more and receive a $300 Gift Card; spend $7,000 or more and receive a $350 Gift Card; spend $8,000 or more and receive a $400 Gift Card; spend $9,000 or more and receive a $450 Gift Card; spend $10,000 or more and receive a $500 Gift Card. The Eligible Customer will receive the Gift Card when they take delivery of their purchased products. Gift card is not redeemable for cash and cannot be used in the transaction in which it is issued. If the sale is cancelled and/or refunded, Harvey Norman retains the right to recover the full gift card amount by way of deduction from the refund of purchase amount. Gift Cards are issued by Harvey Norman Stores (NZ) Pty Limited and expire 24 months from the date of issue. Gift Card terms and conditions are available in store or online at www.harveynorman.co.nz. The bonus gift card offer is not open to employees of Harvey Norman Stores (NZ) Pty Ltd or their families. Gift Card promotion excludes Commercial Sales. Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited. For Latitude Financial Services Limited terms and conditions see www.gemfinance.co.nz. For full terms and conditions see store for details.

Finance terms and conditions:
Interest free finance terms available. Minimum purchase applies. From no deposit. Amount payable will be shown on your monthly statement. Normal credit and lending criteria and fees including $55 establishment fee and annual fee ($52 Gem Visa/$50 Gem Creditline) apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a Gem Visa/29.95% p.a Gem Creditline) applies to any outstanding balance on the expiry of the interest free period. Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited. See online for details.

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