Genoapay at Harvey Norman NZ

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Pay over 10 weekly payments

How it works


Choose Genoapay at the checkout

Simply select Genoapay as your payment option in the online checkout.


Login or Sign up for free

If you are an existing Genoapay customer you can login. New customers can select to create an account. This usually takes a couple of minutes to complete and you will need to have a valid NZ drivers license or NZ Passport.


Confirm the payment

Lastly you will need to confirm your payment plan then enter your credit or debit card details to pay your first instalment and activate your plan.

Frequently Asked Questions

How does it work?

Genoapay gives you the ability to convert eligible purchases into a 10 week instalment plan, so you can pay for what you need over time, with no interest, and no fees. Genoapay take the first instalment when you commit to a purchase, with the remaining balance being processed weekly.

Who can use Genoapay?

You will need to be at least 18 years of age, hold a valid New Zealand drivers license or New Zealand passport, and have a Visa/Mastercard debit or credit card.

What’s the catch?

No catch! The payment and finance options are completely free for consumers. The only time Genoapay ever charge fees are if the weekly payments decline, in which case a $10 late fee applies. They will call, text, or email you to arrange an alternative method of payment

What can I buy on Genoapay?

Minimum purchase of $20, and maximum purchase of $1,000. Look for the Genoapay logo on the product page.

Which cards can I use?

Genoapay only accepts Visa or Mastercard debit or credit cards. Prepaid cards (such as Bonfire and Prezzy Cards) are not accepted.

What will I see on my credit card statement?

You will see Genoapay on your statement for each weekly instalment. Harvey Norman will not appear on your statement.

Can I use Genoapay in stores?

Yes, Genoapay is available in stores as well as online

The item I want to buy is just over $1000, Can I select Genoapay and pay the extra with another payment method?

No, you cant part pay with Genoapay and another payment method.

Is there anything I cant buy using Genoapay?

There are some exclusions such as Miele whiteware/cookware, Gift cards and ePay. It can also only be used on items between $20 and $1000.

Can I place more than one order using Genoapay?

You can place orders up to what your approved credit limit with Genoapay is. If your limit was $1000 you could place two orders at $500 for instance.

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