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Why use Afterpay?

Afterpay makes shopping stress-free.

  • 1

    Buy online or in-store.

  • 2

    Get your items now.

  • 3

    Pay later without interest.

How does Afterpay work?

Using Afterpay In‑Store

  • Download the Afterpay app.

  • Add Afterpay Card to your digital wallet following the In-Store tab prompts.

  • Tap to pay with Apple Pay, Google Pay or Samsung Pay.

  • Take your items home and pay later.

Using Afterpay Online

  • Proceed to checkout and select Afterpay.

  • Log in to or create your Afterpay account. Order ships upon processing.

  • Pay it in 4 equal installments. And it's all interest free!

Late fees and eligibility criteria apply. The first payment may be due at the time of purchase. See afterpay.com for full terms.

What do I need to use Afterpay?

To be eligible to use Afterpay, you must:

  • 1

    Provide some personal information.

  • 2

    Have a debit or credit card.

  • 3

    Be over 18 & reside in New Zealand.

Questions? Here's what you need to know

How does the payment schedule work for Harvey Norman customers?

Afterpay will split the total value of your order into 4 instalments, payable every 2 weeks. You will most likely make your first payment at the time of purchase. The remaining will be deducted automatically from your chosen payment method.

How much can I spend with Afterpay?

Your order value must not exceed $3000 NZD for Afterpay. There is no minimum purchase limit. However, new customers or those with poor payment history may have a lower spending limit.

Can I use another form of payment along with Afterpay?

Yes, you may use a gift card or promotional code with Afterpay to pay for your purchases at Harvey Norman. Please note that if your order value exceeds Afterpay's spending limit, you cannot pay the outstanding balance with a credit card.

What happens if I can’t make the payment?

Late fees may apply if you can’t pay an instalment when due. Read Afterpay’s complete terms for a better understanding.

How do I return or exchange an item purchased using instalments with Afterpay?

See if you meet Harvey Norman’s return policy. If you meet the requirements, you can initiate the process of returning or exchanging the product. The purchase amount will be credited to the original payment method. Please get in touch with your local Harvey Norman store or fill out the Contact Us form.

What happens if I return my order before I finish making my Afterpay payments?

We will begin our return process for the returned items, granted they meet our return policy.

Until the refund is confirmed and processed, you may push back your next payment to allow time for the refund to be processed. Once confirmed, Afterpay will cancel your pending payment plan and credit the amount to the card used to make the payments back directly.

Where can I find out more about Afterpay?

Visit the Afterpay website at www.afterpay.com for a comprehensive list of FAQs, Terms and Conditions, Instalment Agreements, and Privacy Policy. If you have questions about your Afterpay account, please get in touch with Afterpay directly.

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