Interest Free Offers

• 36 Months Interest Free* Storewide with 36 Equal Monthly Payments

  *1. 36 months of equal interest free instalments with Gem Visa/Gem CreditLine as an instalment plan advance (Gem Visa) and a CreditLine Select advance (Gem CreditLine). Amount payable will be shown on your monthly statement. Minimum purchase $500. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly)/$55 Gem CreditLine (charged $27.50 half yearly)) apply. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at Gemfinance.co.nz. Credit provided by Latitude Financial Services Limited. Excludes all Apple products, mobile phones, gaming consoles, drones, Sonos, Bose, Miele Whiteware/Cookware, Gift Cards, Commercial & Educational pricing. 

• 26 Months Interest Free* Storewide

  *26 Months Interest free with Gem Visa/Gem CreditLine. Minimum purchase $599. From no deposit. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly)/$55 Gem CreditLine (charged $27.50 half yearly)) apply. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free term. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine cards only. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. New customers must be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited. Excludes all Apple products, gaming consoles, Microsoft Surface, Samsung Galaxy S, Z Fold & Z Flip Range, drones, Sonos, Bose, Miele Whiteware/Cookware, Gift Cards, Commercial & Educational pricing. Finance offer available for a limited time. 

• No Interest and No Payments for 15 Months* Storewide

  *15 months interest free with no repayments during the stated period with Gem Visa/Gem CreditLine. Minimum purchase $500. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly)/$55 Gem CreditLine (charged $27.50 half yearly)) apply. Payment for your purchase will be deferred for the stated period. During this period, no interest will accrue and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine cards only. New customers must be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited. Excludes all Apple products, gaming consoles, Samsung Galaxy S, Z Fold & Z Flip Range, Sonos, Bose, Miele Whiteware/Cookware, Gift Cards, Commercial & Educational pricing. Finance offer available for a limited time. 

• 12 Months Interest Free* Storewide

  *12 Months Interest free with Gem Visa/Gem CreditLine. Minimum purchase $250. From no deposit. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly)/$55 Gem CreditLine (charged $27.50 half yearly)) apply. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free term. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine cards only. New customers must be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited. Excludes Sonos, Bose, Miele Whiteware/Cookware, Gift Cards, Commercial & Educational pricing.

• No Interest & No Payments for 6 Months* Storewide

  *6 months interest free with no repayments during the stated period with Gem Visa/Gem CreditLine. Minimum purchase $250. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly)/$55 Gem CreditLine (charged $27.50 half yearly)) apply. Payment for your purchase will be deferred for the stated period. During this period, no interest will accrue and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine cards only. New customers must be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited. Excludes Sonos, Bose, Miele Whiteware/Cookware, Gift Cards, Commercial & Educational pricing.